Independent expat health insurance guidance
The clause that voids your cover hides in the fine print. Alex Routh wrote the book on expat health insurance. 30 years in, he knows every plan and every pitfall cold.
Why the advisor matters
When a hospital bill looks wrong or an insurer asks for more documents, the wording suddenly matters. Alex already knows the file, the contract and the people to contact.
He is paid a commission by the insurer, never by you. The advice and support cost you nothing.
Built around the life you chose
Where expats land
Alex compares plans against the care you are likely to use, not just the premium on a spreadsheet.
How Alex works
Tell Alex where you are going, how widely you want to be covered and what you want to spend. If a serious condition changes the picture, tell him. He knows which limits matter, which exclusions cause trouble and where a low premium leaves the biggest hole.
Where you will live. How widely the cover should travel. What you want to spend. That is enough to start.
Regional limits. Renewability. Pre-authorisation. Exclusions that only become obvious when treatment gets expensive.
No policy covers everything. Alex shows you what each option gives up before you choose it.
The books
How to read a policy before it fails you. Yours free as a PDF.
View ebook page
Cover for long stays abroad, not thin trip insurance. Yours free as a PDF.
View ebook page
Talk to Alex before you buy
